The more students who take the banks’ credit cards , the more money the university gets. Under certain circumstances, Michigan State even stands to receive more money if students carry a balance on these cards . …

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The services that are provided by the offshore credit cards are not for everybody. Usually they are only given to a limited number of customers.

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In the case of credit card issuers, however, ramping down antitrust enforcement is a mistake—a merger is forever and the cost of increased concentration in terms of higher prices and lower quality service for consumers will last far …

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