But I noticed that you said you’re carrying a balance on your credit card to help you get credit . That’s a myth

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I use an American Express charge card —not a debit card , credit card , or cash—for 95% of my purchases. Why? Because American Express charge cards , including the Preferred Rewards Green, Gold, and Platinum cards , provide all the benefits ..

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Leticia asks: I received a letter saying that since I have not used their credit card for over a year they will be closing my account. I have had the card for over five years and kept in good standing, but have used other accounts with …

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