As a followup to my earlier article about credit card issuers reducing credit limits, I wanted to highlight some emerging problems in the credit realm, along with some tips for protecting yourself. …

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If you’re the type of person to use prepaid credit cards instead of a traditional credit card (whether it’s due to a less than perfect credit history or because you want to avoid temptation to overspend), you might be happy to discover …

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As you may or may not know, credit utilization is a major determinant of your credit score. I’m not sure how Chase handles this, but other card issuers have been known to report your highest balance in place of your credit limit, ..

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